California School Employees Association
Union Plus Mortgage Company
Get mortgage gifts and other exclusive benefits for union members when you buy or refinance a home with Union Plus Mortgage Company.
Financing available for union members from the Union Plus Mortgage Company.
Union Plus Mortgage Company is a union-owned company that offers numerous loan options and convenient online service.
- Convenient online application and assistance by phone.
- Union Plus Mortgage Company is union-owned by the AFL-CIO, Union Privilege, and a group of unions.
- Competitive rates on a wide-range of mortgage options, including conventional, FHA, and VA loans. Let us help you find the right loan.
- $500 gift card after closing for purchasing or refinancing.
- $250 gift card for First-Time Home Buyers.
Call 1-855-UNION-53 to speak with a loan officer or click below to get pre-approved.
If you’re a veteran and you purchase a primary residence, you may be eligible for a one-time grant of $1,000 from Union Plus after you close on your home purchase.
You must submit your application for a Veteran’s Grant no later than 90 days after the closing date of your Union Plus mortgage.
*This grant is from AFL-CIO MBF.
Both Union Plus Mortgage Programs come with the exclusive union member benefit of Mortgage Assistance. If you've had a Union Plus home mortgage for a year or more and become disabled, laid off, locked out or go on strike, you may be eligible for Union Plus Mortgage Assistance.
Union Plus provides great opportunities and huge discounts! Who doesn't love discounts?
What I’m so impressed by is the fact that Union Plus is providing benefits for and actually caring about hard working Americans.
Union Plus Mortgage Company has a services agreement with Union Privilege in which Union Privilege receives a financial benefit for providing agreed upon services.
Union Plus Mortgage Company NMLSR 1561829
Or call 1-855-UNION-53 to speak with a loan officer.
Union Plus offers homebuying benefits you can't get anywhere else.
Free College
Earn your degree for free online. The Free College Benefit helps union families continue their college education without piling on thousands of dollars in student debt.
Spring 3 semester starts March 29
For students affected by the Coronavirus pandemic, additional financial aid options may be available to assist with education-related costs (living expenses, child care, etc). Call EGCC at 1-888-590-9009 to discuss your options.
The Union Plus Free College Benefit, brought to you in partnership with AFSCME, ensures that cost is not a barrier to you and your family pursuing a college education.
What is The Union Plus Free College Benefit?
In partnership with Eastern Gateway Community College (EGCC), the Union Plus Free College Benefit offers "last dollar scholarships" that fill the gap between any federal, state and employer education grants for tuition, fees, and e-books for certain online programs at Eastern Gateway. Please note: Only the Free College online degree and certificate programs listed below are eligible for these benefits.
Free College is possible thanks to the early support and enthusiasm of AFSCME, who entered into a collaboration with Eastern Gateway Community College in 2016. Since 2016, thousands of students have taken advantage of millions of dollars in Free College scholarships.
Earn an Associate Degree — completely online, for FREE! Even if you don’t qualify for student financial aid, the Union Plus Free College Benefit will be applied to your balance for tuition, fees and e-books.
Eastern Gateway Community College
Eastern Gateway Community College is a fully accredited, non-profit public institution that is part of the University System of Ohio. Students can enroll in the distance learning program from anywhere in the U.S. The program offers ten associate degrees and two certificate programs. Credits can be transferred to a four-year college.
Degree Programs
- Accounting
- Associate of Arts
- Business Management — with optional certificate programs in: Advertising; Cyber Security; Data Science; Digital and Social Media; Entrepreneurship; Environmental and Conservation Studies; Finance; Hospitality: Food and Beverage Management or Hotel and Event Management; Human Resources; Information Systems/IT Help Desk; Labor Studies; Marketing; Programming and Development
- Criminal Justice
- Teacher Education (Associate of Arts)
- Healthcare Administration
- Health Services
- Individualized Study
- Paralegal
- Professional Office Management
- Social Work
Certificate Programs
- Business Management – with an optional concentration in Accounting
- Patient Navigator
Classes Begin Every 8 Weeks
- Classes are online so they fit into your schedule
- Attend full time or take as little as one class per term
- Credits can transfer to other schools
- Advising and tutoring is available to support students
If you or your family member is a member of one of these unions, click on the link below.
Your questions, answered.
Follow these easy steps to use your Union Plus Free College Benefit:
-
Go to unionplusfreecollege.org and select the “Get Started” button and fill out your contact and union information (for membership verification), and your degree interests.
-
You will be directed to complete a simple college application form and an online financial aid form (FAFSA). The FAFSA form is a requirement.
-
Submit proof of high school graduation or GED completion. Acceptable proof includes official or unofficial high school/GED transcripts, or a copy of your diploma or official college transcript showing Associate Degree or higher. Include any college transcripts, as applicable college credits will be transferred to the new program.
-
Work with an enrollment specialist to enroll in classes and start working towards your degree.
As long as your financial aid file is complete, there is no cost to the student, and students are never asked to take out any loans.
Students who apply to Eastern Gateway must have completed high school or a GED program, as well as apply for and use any available federal grants.
The program is available in the United States including Guam, Puerto Rico and the U.S. Virgin Islands.
The following are eligible:
-
Dues-paying labor union members of participating unions
-
Unemployed, furloughed, laid-off union members
-
Retired union members
-
Widows/widowers of union members
-
Spouses and domestic partners of union members
-
Children of union members, including stepchildren and children-in-law (no age limits)
-
Grandchildren of union members
-
Financial dependents of union members
-
Siblings of union members
-
Parents of union members
Need help?
If you have additional questions, please start by reading the Union Plus Free College Benefit FAQs.
To request support by phone, call Customer Support at 888-590-9009
(Monday through Friday, 9 a.m. to 5 p.m. ET).
To request online support, please send an email to online@EGCCFreeCollege.org or complete the request information form.
I love the flexibility and the fast track of the program. It has worked very well with my schedule.
College is so expensive. I recommend this to all union members I meet. Your family can go to school, and it’s huge.
Your dream of earning a degree can become a reality. Just click the button below to get started on a free college education now.
The Union Plus Free College Benefit, brought to you in partnership with AFSCME, can help you and your family members afford a college education.
Descuentos AT&T
Transferencias de Dinero Union Plus
ENVIAR DINERO AHORA
El servicio aún no está disponible en NY.
Personal Loan
Take control of your financial future! A personal loan gives you fast and convenient access to the money you need now.
The Union Plus Personal Loan has low fixed interest rates1 and can help prepare you for a better future. Put a personal loan to work for you: consolidate your high-interest credit cards and debt to help you get on track with your finances. Plus, it could help save you money over time.
Your questions, answered.
Fill out the application online. A dedicated, U.S.-based loan specialist will call to give you a decision over the phone. You can tell us to which creditors you want the money sent. Verify your balances, account numbers and payment addresses with the Loan Specialist.
Did you receive a mail promotion? If so, click here.
Generally, well-qualified applicants are able to demonstrate a continued history of credit responsibility. Credit factors considered include, but are not limited to: on-time payment history, existing credit line utilization, number of prior credit inquiries and presence of bankruptcy or other major derogatory records. Applications are subject to credit approval based on each applicant’s credit-worthiness at the time of application. Please submit an application to see if you qualify for the Union Plus Personal Loan today!
Dues-paying labor union members of participating unions are eligible to participate in the Union Plus Personal Loan program.
The program is available in the Unites States. This program is not available in Puerto Rico, The U.S. Virgin Islands, Guam or Canada.
Call 855-578-8704 for the status of your application.
Union Plus loan holders can:
Need help?
For additional questions about your Union Plus Personal Loan, call toll-free 888-283-5228.
Hours of Operation:
Monday-Friday 8 a.m. - 7 p.m. CT
Saturday 9 a.m. - 2 p.m. CT
We realize that sometimes you may need help with a concern about using a Union Plus program. The Union Plus Member Advocacy Program, staffed by OPEIU Local 2 members, is here to help you resolve any problems. Contact us at 800-472-2005 (8:30 a.m. - 4:30 p.m. ET, weekdays) or online.
Union Plus provides great opportunities and huge discounts! Who doesn't love discounts?
What I’m so impressed by is the fact that Union Plus is providing benefits for and actually caring about hard working Americans.
To get started on the personal loan process, fill out the application online. A loan specialist will call you to confirm.
Important Information
*Please read "Key Information on Your Loan."
1Your fixed APR will be established when we discuss your specific request with you and will be in the range of 5.99% fixed APR to 15.99% fixed APR, depending on your creditworthiness. Please note that all applicants may not qualify for the lowest rate. The lowest rate may not be available for the term chosen. You may receive a 0.25% interest rate discount by enrolling in AutoPay. To qualify, you must set up automatic payments from a checking or savings account at the time of loan origination. When you enroll in AutoPay, a rate as low as 5.74% fixed APR may be available, depending on your creditworthiness. See the Key Information on Your Loan for more details.
2Your repayment terms will depend on your APR and loan term for which you qualify. Example: On a 9.99% Fixed APR loan you will have (1) 36 monthly payments of $32.26 per $1,000 borrowed; or (2) 48 monthly payments of $25.36 per $1,000 borrowed; or (3) 60 monthly payments of $21.24 per $1,000 borrowed; or (4) 72 monthly payments of $18.52 per $1,000 borrowed. Your APR will be in the range of 5.74% Fixed APR (if you are enrolled in AutoPay) to 15.99% Fixed APR, depending on your creditworthiness. See Key Information on Your Loan for more details.
3FICO and “The score lenders use” are trademarks and/or registered trademarks of Fair Isaac Corporation in the United States and other countries. Please note, new personal loan holders will generally see their FICO® Bankcard Score 9 (the version of FICO® Score we use to manage their account) within 45 days of account opening.
Loans cannot be used for postsecondary educational expenses or tuition, or to consolidate post-secondary educational loans. Other restrictions may apply.
By agreeing to these terms, you are also authorizing First National Bank of Omaha to verify your employment, income and other relevant information.
Loans are made and serviced by First National Bank of Omaha.
Copyright © 2020 First National Bank of Omaha. All rights reserved. 1620 Dodge Street, Omaha, NE 68197.
Did you receive a mail promotion? If so, click here.
A personal loan gives you fast and convenient access to the money you need now.
Auto Buying
Union members save an average of $3,470 off MSRP.* Let us help you with your next auto adventure.
Union Plus Auto buying discounts are powered by TrueCar®.
The Union Plus Auto Buying Service is powered by TrueCar and can help you find the right new or used car or truck for your family. Search online for the car you want, then lock in your member savings with a real price that includes incentives, dealer discounts and fees.
Look for the Buy from Home badge to see which dealers offer vehicle delivery, remote paperwork and enhanced vehicle sanitization. Union families who use our service save an average of $3,470 off MSRP.*
Get a $100 rebate on a new union-made car when you purchase using the Union Plus Member Auto Buying Service. Check out the 2020 union-made bestsellers.
- Jeep Grand Cherokee
- Ram 1500
- Chevrolet Equinox
- Ford F-150
- Chevrolet Silverado
- Ford Escape
- Ford Explorer
- Chevrolet Traverse
- Jeep Wrangler
- Chevrolet Malibu
Your questions, answered.
Follow these easy steps to find your new car or truck:
-
Step 1: Select the new or used vehicle and options you want and consider a union-made vehicle. View the Market Average, edit your preferred options, incentives and view photos.
-
Step 2: Use the TrueCar Price Curve to find see what others in your area paid for the same car.
-
Step 3: Enter your contact information to connect with your local dealers, view inventory and get upfront member price offers.
-
Step 4: Connect with a Certified Dealer via phone, email or text to answer any questions, schedule a test drive, ask about financing or vehicle delivery options.
If you purchase a new, qualifying union-assembled vehicle, you will receive a check for $100 within 6 to 8 weeks after purchase. (The rebate checks come from Union Plus and not from the dealer).
Union Plus receives a monthly report on the sales activity from the program provider to verify that a rebate check should be sent to a member who purchased a qualifying vehicle. This process is automatic, there are no forms to complete. Keep a copy of your Union Plus Auto Buying referral email that can assist in researching your purchase if you think you qualified for a rebate but did not receive a check.
The Union Plus Auto Buying Service is available in the United States. This car buying service is not available in Canada, Guam, Puerto Rico, and Virgin Islands.
The Union Plus Auto Buying Service is available to:
- Dues-paying labor union members of participating unions
- Retired labor union members
- Spouse, domestic partner and children of union members
- Widows/widowers of union members
- Union Plus credit cardholders
Need help?
The Union Plus Member Advocacy Program, staffed by OPEIU Local 2 members, is here to help you resolve any problems. Contact us at 800-472-2005 (8:30 a.m. - 4:30 p.m. ET, weekdays) or online.
Union Plus provides great opportunities and huge discounts! Who doesn't love discounts?
What I’m so impressed by is the fact that Union Plus is providing benefits for and actually caring about hard working Americans.
Just click the button below to search thousands of new and used cars and trucks from every major automaker.
*Between 1/1/20 and 12/31/20, the average savings off MSRP experienced by consumers who connected with a TrueCar Certified Dealer through the Union Plus Auto Buying Service and who were identified as buying a new vehicle from that Certified Dealer was $3,470. Your actual savings may vary based on multiple factors, including the vehicle you select, region, dealer, and applicable vehicle-specific manufacturer incentives, which are subject to change. The MSRP is determined by the manufacturer and may not reflect the price at which vehicles are generally sold in the dealer's trade area, as many vehicles are sold below MSRP. Each dealer sets its own pricing.
**Report the purchase of your new or used car from a Certified Dealer within 45 days and receive additional benefits that could be worth more than $2,000. Some benefits not available in NY or NH. See site for details.
Union members save an average of $3,470 off MSRP.* Let us help you with your next auto adventure.
Shopping Discounts
You can save big bucks on things for your whole family. Union members get exclusive discounts when you shop at national and local retailers you know and trust.
Union Plus Shopping Discounts are powered by Abenity.
Get ready to save when you shop. To access your Union Plus Shopping discounts, visit the Union Plus Abenity website and register or log in. Shop for items that pique your interest under the Top Categories button. You’ll save hundreds of dollars on things you buy every day.
Your questions, answered.
Union Plus shopping discounts are available in the United States. They are not available in Canada, Guam, Puerto Rico and the Virgin Islands.
To be eligible, you must be:
-
Dues-paying labor union members
-
Retired union members
-
Spouse, domestic partner and children of union members
-
Widows of union members
Need help?
If you need help with your Shopping discounts, support is provided by Abenity. Please expect a response to your inquiry within 24 business hours.
For additional support resources, please visit member FAQs.
Another awesome savings offered by Union Plus, thank you for recognizing us union workers! Appreciate all the support.
Union Plus provides great opportunities and huge discounts! Who doesn't love discounts?
What I’m so impressed by is the fact that Union Plus is providing benefits for and actually caring about hard working Americans.
Get exclusive discounts when you shop at national and local retailers you know and trust.
Restaurants
Union members and their families can enjoy delicious meals and get huge discounts when dining out at your favorite restaurants.
Restaurant discounts for union members and their families are powered by Abenity.
Bottom text
Are you planning your next date night or a fun family night out to eat? Union members can enjoy discounts at local restaurants and many of the popular chains in the country.
To access your Union Plus restaurant discounts, register or log in to the Abenity website for Union Plus members. You'll save at these restaurants and more:
- IHOP
- Macaroni Grill
- Maggiano's
- Lebanese Taverna
- Carrabba's Italian Grill
- Bonefish Grill
- Johnny Rockets
- Little Caesars
- Chili’s
- Applebee’s
- Ghirardelli Chocolate
- Habana Village
- Jerry's Subs & Pizza
Your questions, answered.
Access your restaurant discounts in three easy steps:
- Visit the Restaurants page on the Union Plus Abenity website and register or log in.
- Select your restaurant and click the green "Redeem Offer" button.
- Checkout online and then enjoy your meal!
The following are eligible for Union Plus Restaurant Discounts:
-
All dues-paying labor union members
-
Retired union members
-
Spouse, domestic partner and children of union members
-
Widows of union members
Union Plus Restaurant Discounts are available in the United States. They are not available in Canada, Guam, Puerto Rico and the Virgin Islands.
Need help?
Support for your Union Plus Restaurant discount is provided by Abenity. Please expect a response to your inquiry within 24 business hours.
For additional support resources, please visit member FAQ’s.
Another awesome savings offered by Union Plus, thank you for recognizing us union workers! Appreciate all the support.
Union Plus provides great opportunities and huge discounts! Who doesn't love discounts?
What I’m so impressed by is the fact that Union Plus is providing benefits for and actually caring about hard-working Americans.
Dine out for less at your favorite local and national restaurants.
Union Plus Money Transfer Program
Need to send money? Union members get 10% off transfer fees, which start as low as $4.99.
Union Plus has partnered with Vianex to provide union members with a convenient, safe and reliable alternative to send money abroad.**
Send money now with Vianex. Union families receive a 10% discount on the fee every time you send money online.
Vianex Money Transfer Benefits also include:
- Conveniently receive funds in either cash or direct deposit into a bank account.
-
More than 51,000 payout locations throughout Mexico, the Philippines, India and 31 other countries spread throughout Latin America, Europe and Asia.
-
Easily pay for transactions using your bank account or a credit/debit card.
-
Money-back guarantee that your money will be received as instructed.
Your questions, answered
- Send money by clicking the SEND MONEY NOW button above.
- When creating your account, select Union Plus and specify your union membership when asked to "Select your program."
- Then simply follow the instructions on each page. You can send money with your credit/debit card or bank account.
The program is currently available in the Unites States, except in New York. It is not available in Canada or Guam.
To be eligible, you must be:
- Dues-paying labor union members of participating unions
-
Retired labor union members
-
Spouses, children and parents of union members
*Money transfer service provided exclusively by Vianex. Union Plus is not the provider of any of the money transfer services described on this website. Vianex is a registered tradename of Viamericas Corporation, Viamericas Financial Services Corporation, Viamericas Money Services Corporation and Viamericas New York Corporation. Service may not be available in all areas. Massachusetts License # FT12103.
Vianex reserves the right to change or terminate any services or other program offerings anytime at our sole discretion. All logos, trademarks, service marks and registered marks are trademarks of and owned by each represented company and/or its affiliates.
**Money transfer service is not yet available in NY state.
To file a complaint click here.
For compliance information click here.
For Terms and Conditions click here.
For Privacy Policy click here.
Need help?
If you need help with money transfer, call Vianex Customer Support at 844-400-0794.
Monday to Saturday: 8 a.m. to 10:30 p.m. ET
Sunday: 9 a.m. to 10:30 p.m. ET
Union Plus provides great opportunities and huge discounts! Who doesn't love discounts?
What I’m so impressed by is the fact that Union Plus is providing benefits for and actually caring about hard-working Americans.
Get a 10% discount every time you send money.
Flowers & Gifts
Flowers are the perfect gift for every occasion, whether you need to tell someone “Happy birthday” or “Get well soon.” Send someone a beautiful flower arrangement or gift basket, and make their day.
Union members save 25% on all Teleflora flowers and GiftTree gift baskets. Your discount will be automatically applied at checkout. Promotion code: BAAUP25
Your discount should be applied automatically. If you encounter any issues accessing your discount, simply type BAAUP25 in the Promotion Code box during checkout.
Your union discount includes:
-
25% discount on flowers & gifts per order
-
Same-day flower delivery service (If ordered before 2 p.m. Monday-Friday or 12 p.m. Saturday or Sunday in recipient's time zone)
-
Unconditional 100% satisfaction guarantee on a wide selection of expertly designed flower arrangements, gifts, green and blooming plants and wreaths
-
International service (with three-day delivery guarantee; orders for delivery outside the U.S. and Canada taken by phone only.)
You can get the best bouquet for your buck, just order the Deal of the Day. Let expert florists handpick the freshest, most beautiful flowers to create one-of-a-kind arrangements, all at an affordable price.
Your questions, answered.
Union Plus Discount Flower Delivery is available in the United States.
To be eligible, you must be:
-
Dues-paying labor union members of participating unions
-
Retired labor union members
-
Widows/widowers of union members
-
Children, spouse and domestic partners are eligible
-
Union Plus credit cardholders
To order flowers and gifts by phone, call 888-667-7779 and reference discount code BAAUP25.
If you need help, contact Teleflora at:
-
Phone: 888-667-7779
-
Already have a Teleflora account? Log in to your Teleflora account.
It is good to know that Union Plus has negotiated rates with discounts giving union members the best bang for our buck.
Union Plus provides great opportunities and huge discounts! Who doesn't love discounts?
What I’m so impressed by is the fact that Union Plus is providing benefits for and actually caring about hard working Americans.
Save 25% when you send someone a beautiful flower arrangement or gift basket.