International Association of Fire Fighters
Debt Settlement
Get the help you need when unexpected expenses, job loss and medical bills make it impossible to pay off your credit cards.
Union Plus has partnered with Freedom Debt Relief to offer a debt settlement program designed to help union members get out of debt as quickly as possible, for one low monthly program payment.
Union Plus has partnered with Freedom Debt Relief to offer an affordable, personalized debt solution to help union members overcome their debt.
In addition, union members could get up to $500 in extra savings.*
- No loan required
- 1 low monthly program payment
- Reduce what you owe
- Become debt-free faster
- Save money on your debt
Union members get a FREE debt evaluation with a Certified Debt Consultant which includes a personalized review of options to get out of debt, a savings estimate, and a follow up debt report.
Your questions, answered.
Freedom Debt Relief is available to union members and their families who are struggling with $10,000 or more in credit card, personal loan, or medical debt. Mortgage debt, car loans, federal student loans, and other kinds of secured debt do not qualify for our program. To see if you qualify, fill out our simple online form now.
Freedom Debt Relief can help consumers in Alabama, Alaska, American Samoa, Arizona, Arkansas, California, Delaware, Florida, Guam, Idaho, Indiana, Iowa, Kentucky, Louisiana, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Mexico, New York, North Carolina, Ohio, Oklahoma, Pennsylvania, Puerto Rico, South Dakota, Tennessee, Texas, Utah, Virginia, Washington DC , Wisconsin.
Need help?
To get more answers about their debt relief program, contact Freedom Debt Relief directly at 800-230-2541.
The Union Plus Member Advocacy Program, staffed by OPEIU Local 2 members, is here to help you resolve any problems. Contact us at 800-472-2005 (8:30 a.m. - 4:30 p.m. ET, weekdays) or online.
It would have taken me 15 years to get out of debt. With Freedom, it’s only going to take me three.
What I’m so impressed by is the fact that Union Plus is providing benefits for and actually caring about hard working Americans.
Freedom Debt Relief is the BEST! I would highly recommend them if you are experiencing financial issues...they help you along the process every step of the way!
To find out if you qualify for debt relief, just answer a few simple questions about your debt. We'll tell you instantly if this program is right for you.
*As a qualifying union member, you could earn up to $500 upon having your first account settled (the “Incentive Credit”); the Incentive Credit will be 0.5% of the total debt that is enrolled into your Freedom Debt Relief program and shall be in the form of a credit into your dedicated settlement account upon the first settlement of an enrolled account; the maximum Incentive Credit available is $500.00. For example, if you enroll $50,000 of debt into your Freedom Debt Relief program, upon the first settlement of an enrolled debt, $250.00 will be placed into your dedicated settlement account.
Our estimates are based on prior results, which will vary depending on your specific enrolled creditors and your individual program terms. Not all clients are able to complete their program for various reasons, including their ability to save sufficient funds. We do not guarantee that your debts will be resolved for a specific amount or percentage or within a specific period of time. We do not assume your debts, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Our service is not available in all states and our fees may vary from state to state. Please contact a tax professional to discuss potential tax consequences of less than full balance debt resolution. Read and understand all program materials prior to enrollment. The use of debt settlement services will likely adversely affect your creditworthiness, may result in you being subject to collections or being sued by creditors or collectors and may increase the outstanding balances of your enrolled accounts due to the accrual of fees and interest. However, negotiated settlements we obtain on your behalf resolve the entire account, including all accrued fees and interest. C.P.D. Reg. No. T.S.12-03825.
If your credit card debt has suddenly tallied up to $10,000 or more, debt settlement may be able to help.
Hotels + more
Wherever your travels take you — we've got up to 50% off hotel deals waiting there for you.*
You work hard — it's time you get more for WAY less!
More properties | 1 million+ hotels, B&Bs, resorts + more
More flexibility | Life happens...so many bookings are flexible
More support | Get support 24/7
Whether you're planning a "staycation" or a once-in-a-lifetime "bucket list" trip, your Union Plus Hotel Discount has you covered. Union members save up to 60% on your favorite global hotels, including Hilton, Hyatt, Choice Hotels and more.
Your questions, answered.
Book your next hotel stay in three easy steps:
- Visit the Union Plus Hotels website.
- Add your travel destination and dates.
- Choose your hotel and book!
The following are eligible for Union Plus Hotel Discounts:
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All dues-paying labor union members
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Retired union members
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Spouse, domestic partner and children of union members
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Widows of union members
Union Plus Hotel Discounts are available in the United States. They are not available in Canada, Guam, Puerto Rico and the Virgin Islands.
Need help?
To book any of your travel needs or get help with an existing reservation, contact our travel experts at 1-855-757-0418.
Another awesome savings offered by Union Plus, thank you for recognizing us Union Workers!! Appreciate all the support.
Union Plus provides great opportunities and huge discounts! Who doesn't love discounts?
What I’m so impressed by is the fact that Union Plus is providing benefits for and actually caring about hard-working Americans.
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Get the best prices and a hassle-free booking experience when you reserve your next hotel stay.
Vacation Tours
Planning the trip of a lifetime can be fun, but now it's even better. Union members save big bucks on tours to destinations within the United States and around the world.
Union Plus has partnered with leading travel provider Collette to provide union members with exclusive offers and member benefits. Instantly save $50 to $100 per person using your union member benefit.*
Travel Alert and Update — Please visit the Collette website for information on travel affected by COVID-19.
Collette is a third-generation, family-owned company that has been showing the world to people just like you for more than 100 years. In addition to visiting iconic must-see sites around the globe, Collette’s 170-plus tours take travelers off the beaten path to allow you to get to know and appreciate each unique destination.
Discover America's National Parks, be captivated by the charm of Italy, or explore the beautiful "Emerald Isle." Get inspired by our most popular tours and make your dream vacation a reality!
- Shades of Ireland
- National Parks
- Canadian Rockies by Train
- Italian Vistas
- Inspiring Iceland
Your questions, answered
Access Union Plus Vacation Tours in 3 easy steps:
- Visit the Union Plus Vacation Tours website and register/sign in.
- Plan your trip.
- Book online, by phone by calling 844-868-2685, or through your own travel agent.
The Union Plus Vacation Tours program is available in the United States. The following are eligible:
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Dues-paying labor union members of participating unions
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Retired union members
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Spouse, domestic partners, and children of union members
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Widows/widowers of union members
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Union Plus Credit Card holders
To reserve a vacation tour by phone, call Collette at 844-868-2685 or contact your travel professional. Use offer code UNIONSAVE to find out about special seasonal markdown offers discounted by up to $500 per person.
Need help?
If you have questions about your Union Plus Vacation Tours booking, please contact either your travel agent or Collette Tours by phone at 844-868-2685 or visit the Collette website.
We realize that sometimes you may need help with a concern about using a Union Plus program. The Union Plus Member Advocacy Program, staffed by OPEIU Local 2 members, is here to help you resolve any problems.
Contact us at 800-472-2005 (8:30 a.m. - 4:30 p.m. ET, weekdays) or online.
We WILL Travel Again
Tomorrow holds a bold and beautiful promise. #wewilltravelagain
Celebrating 100 years of travel
Collette has spent the last 100 years bringing people all over the world, and along the way they've learned that travel isn’t about the places you go—it’s about you and your reasons for going.
Union Plus provides great opportunities and huge discounts! Who doesn't love discounts?
What I’m so impressed by is the fact that Union Plus is providing benefits for and actually caring about hard-working Americans.
Plan your dream trip now. Just click the button below to explore vacation tours featuring exclusive union member discounts from Collette.
*Use offer code and your member benefit for savings. Savings are comprised of retail offer together with Member Benefit. Offer valid on new bookings only and can expire earlier due to space or inventory availability. Retail offer savings amount will vary by tour and departure date, and is only available on select departures. Call or visit www.gocollette.com/offers for details. Space is on a first come, first served basis. Offers are not valid on group, existing bookings or combinable with any other offer. Other restrictions may apply. Promotional pricing may remain in effect after the expiration date.
Save big bucks on tours to destinations around the world.
Free College
Earn your degree for free online. The Free College Benefit helps union families continue their college education without piling on thousands of dollars in student debt.
Spring 3 semester starts March 29
For students affected by the Coronavirus pandemic, additional financial aid options may be available to assist with education-related costs (living expenses, child care, etc). Call EGCC at 1-888-590-9009 to discuss your options.
The Union Plus Free College Benefit, brought to you in partnership with AFSCME, ensures that cost is not a barrier to you and your family pursuing a college education.
What is The Union Plus Free College Benefit?
In partnership with Eastern Gateway Community College (EGCC), the Union Plus Free College Benefit offers "last dollar scholarships" that fill the gap between any federal, state and employer education grants for tuition, fees, and e-books for certain online programs at Eastern Gateway. Please note: Only the Free College online degree and certificate programs listed below are eligible for these benefits.
Free College is possible thanks to the early support and enthusiasm of AFSCME, who entered into a collaboration with Eastern Gateway Community College in 2016. Since 2016, thousands of students have taken advantage of millions of dollars in Free College scholarships.
Earn an Associate Degree — completely online, for FREE! Even if you don’t qualify for student financial aid, the Union Plus Free College Benefit will be applied to your balance for tuition, fees and e-books.
Eastern Gateway Community College
Eastern Gateway Community College is a fully accredited, non-profit public institution that is part of the University System of Ohio. Students can enroll in the distance learning program from anywhere in the U.S. The program offers ten associate degrees and two certificate programs. Credits can be transferred to a four-year college.
Degree Programs
- Accounting
- Associate of Arts
- Business Management — with optional certificate programs in: Advertising; Cyber Security; Data Science; Digital and Social Media; Entrepreneurship; Environmental and Conservation Studies; Finance; Hospitality: Food and Beverage Management or Hotel and Event Management; Human Resources; Information Systems/IT Help Desk; Labor Studies; Marketing; Programming and Development
- Criminal Justice
- Teacher Education (Associate of Arts)
- Healthcare Administration
- Health Services
- Individualized Study
- Paralegal
- Professional Office Management
- Social Work
Certificate Programs
- Business Management – with an optional concentration in Accounting
- Patient Navigator
Classes Begin Every 8 Weeks
- Classes are online so they fit into your schedule
- Attend full time or take as little as one class per term
- Credits can transfer to other schools
- Advising and tutoring is available to support students
If you or your family member is a member of one of these unions, click on the link below.
Your questions, answered.
Follow these easy steps to use your Union Plus Free College Benefit:
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Go to unionplusfreecollege.org and select the “Get Started” button and fill out your contact and union information (for membership verification), and your degree interests.
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You will be directed to complete a simple college application form and an online financial aid form (FAFSA). The FAFSA form is a requirement.
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Submit proof of high school graduation or GED completion. Acceptable proof includes official or unofficial high school/GED transcripts, or a copy of your diploma or official college transcript showing Associate Degree or higher. Include any college transcripts, as applicable college credits will be transferred to the new program.
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Work with an enrollment specialist to enroll in classes and start working towards your degree.
As long as your financial aid file is complete, there is no cost to the student, and students are never asked to take out any loans.
Students who apply to Eastern Gateway must have completed high school or a GED program, as well as apply for and use any available federal grants.
The program is available in the United States including Guam, Puerto Rico and the U.S. Virgin Islands.
The following are eligible:
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Dues-paying labor union members of participating unions
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Unemployed, furloughed, laid-off union members
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Retired union members
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Widows/widowers of union members
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Spouses and domestic partners of union members
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Children of union members, including stepchildren and children-in-law (no age limits)
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Grandchildren of union members
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Financial dependents of union members
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Siblings of union members
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Parents of union members
Need help?
If you have additional questions, please start by reading the Union Plus Free College Benefit FAQs.
To request support by phone, call Customer Support at 888-590-9009
(Monday through Friday, 9 a.m. to 5 p.m. ET).
To request online support, please send an email to online@EGCCFreeCollege.org or complete the request information form.
I love the flexibility and the fast track of the program. It has worked very well with my schedule.
College is so expensive. I recommend this to all union members I meet. Your family can go to school, and it’s huge.
Your dream of earning a degree can become a reality. Just click the button below to get started on a free college education now.
The Union Plus Free College Benefit, brought to you in partnership with AFSCME, can help you and your family members afford a college education.
Programa de Hipotecas
Descuentos AT&T
Auto Buying
Union members save an average of $3,470 off MSRP.* Let us help you with your next auto adventure.
Union Plus Auto buying discounts are powered by TrueCar®.
The Union Plus Auto Buying Service is powered by TrueCar and can help you find the right new or used car or truck for your family. Search online for the car you want, then lock in your member savings with a real price that includes incentives, dealer discounts and fees.
Look for the Buy from Home badge to see which dealers offer vehicle delivery, remote paperwork and enhanced vehicle sanitization. Union families who use our service save an average of $3,470 off MSRP.*
Get a $100 rebate on a new union-made car when you purchase using the Union Plus Member Auto Buying Service. Check out the 2020 union-made bestsellers.
- Jeep Grand Cherokee
- Ram 1500
- Chevrolet Equinox
- Ford F-150
- Chevrolet Silverado
- Ford Escape
- Ford Explorer
- Chevrolet Traverse
- Jeep Wrangler
- Chevrolet Malibu
Your questions, answered.
Follow these easy steps to find your new car or truck:
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Step 1: Select the new or used vehicle and options you want and consider a union-made vehicle. View the Market Average, edit your preferred options, incentives and view photos.
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Step 2: Use the TrueCar Price Curve to find see what others in your area paid for the same car.
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Step 3: Enter your contact information to connect with your local dealers, view inventory and get upfront member price offers.
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Step 4: Connect with a Certified Dealer via phone, email or text to answer any questions, schedule a test drive, ask about financing or vehicle delivery options.
If you purchase a new, qualifying union-assembled vehicle, you will receive a check for $100 within 6 to 8 weeks after purchase. (The rebate checks come from Union Plus and not from the dealer).
Union Plus receives a monthly report on the sales activity from the program provider to verify that a rebate check should be sent to a member who purchased a qualifying vehicle. This process is automatic, there are no forms to complete. Keep a copy of your Union Plus Auto Buying referral email that can assist in researching your purchase if you think you qualified for a rebate but did not receive a check.
The Union Plus Auto Buying Service is available in the United States. This car buying service is not available in Canada, Guam, Puerto Rico, and Virgin Islands.
The Union Plus Auto Buying Service is available to:
- Dues-paying labor union members of participating unions
- Retired labor union members
- Spouse, domestic partner and children of union members
- Widows/widowers of union members
- Union Plus credit cardholders
Need help?
The Union Plus Member Advocacy Program, staffed by OPEIU Local 2 members, is here to help you resolve any problems. Contact us at 800-472-2005 (8:30 a.m. - 4:30 p.m. ET, weekdays) or online.
Union Plus provides great opportunities and huge discounts! Who doesn't love discounts?
What I’m so impressed by is the fact that Union Plus is providing benefits for and actually caring about hard working Americans.
Just click the button below to search thousands of new and used cars and trucks from every major automaker.
*Between 1/1/20 and 12/31/20, the average savings off MSRP experienced by consumers who connected with a TrueCar Certified Dealer through the Union Plus Auto Buying Service and who were identified as buying a new vehicle from that Certified Dealer was $3,470. Your actual savings may vary based on multiple factors, including the vehicle you select, region, dealer, and applicable vehicle-specific manufacturer incentives, which are subject to change. The MSRP is determined by the manufacturer and may not reflect the price at which vehicles are generally sold in the dealer's trade area, as many vehicles are sold below MSRP. Each dealer sets its own pricing.
**Report the purchase of your new or used car from a Certified Dealer within 45 days and receive additional benefits that could be worth more than $2,000. Some benefits not available in NY or NH. See site for details.
Union members save an average of $3,470 off MSRP.* Let us help you with your next auto adventure.
Shopping Discounts
You can save big bucks on things for your whole family. Union members get exclusive discounts when you shop at national and local retailers you know and trust.
Union Plus Shopping Discounts are powered by Abenity.
Get ready to save when you shop. To access your Union Plus Shopping discounts, visit the Union Plus Abenity website and register or log in. Shop for items that pique your interest under the Top Categories button. You’ll save hundreds of dollars on things you buy every day.
Your questions, answered.
Union Plus shopping discounts are available in the United States. They are not available in Canada, Guam, Puerto Rico and the Virgin Islands.
To be eligible, you must be:
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Dues-paying labor union members
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Retired union members
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Spouse, domestic partner and children of union members
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Widows of union members
Need help?
If you need help with your Shopping discounts, support is provided by Abenity. Please expect a response to your inquiry within 24 business hours.
For additional support resources, please visit member FAQs.
Another awesome savings offered by Union Plus, thank you for recognizing us union workers! Appreciate all the support.
Union Plus provides great opportunities and huge discounts! Who doesn't love discounts?
What I’m so impressed by is the fact that Union Plus is providing benefits for and actually caring about hard working Americans.
Get exclusive discounts when you shop at national and local retailers you know and trust.
Restaurants
Union members and their families can enjoy delicious meals and get huge discounts when dining out at your favorite restaurants.
Restaurant discounts for union members and their families are powered by Abenity.
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Are you planning your next date night or a fun family night out to eat? Union members can enjoy discounts at local restaurants and many of the popular chains in the country.
To access your Union Plus restaurant discounts, register or log in to the Abenity website for Union Plus members. You'll save at these restaurants and more:
- IHOP
- Macaroni Grill
- Maggiano's
- Lebanese Taverna
- Carrabba's Italian Grill
- Bonefish Grill
- Johnny Rockets
- Little Caesars
- Chili’s
- Applebee’s
- Ghirardelli Chocolate
- Habana Village
- Jerry's Subs & Pizza
Your questions, answered.
Access your restaurant discounts in three easy steps:
- Visit the Restaurants page on the Union Plus Abenity website and register or log in.
- Select your restaurant and click the green "Redeem Offer" button.
- Checkout online and then enjoy your meal!
The following are eligible for Union Plus Restaurant Discounts:
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All dues-paying labor union members
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Retired union members
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Spouse, domestic partner and children of union members
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Widows of union members
Union Plus Restaurant Discounts are available in the United States. They are not available in Canada, Guam, Puerto Rico and the Virgin Islands.
Need help?
Support for your Union Plus Restaurant discount is provided by Abenity. Please expect a response to your inquiry within 24 business hours.
For additional support resources, please visit member FAQ’s.
Another awesome savings offered by Union Plus, thank you for recognizing us union workers! Appreciate all the support.
Union Plus provides great opportunities and huge discounts! Who doesn't love discounts?
What I’m so impressed by is the fact that Union Plus is providing benefits for and actually caring about hard-working Americans.
Dine out for less at your favorite local and national restaurants.
Flowers & Gifts
Flowers are the perfect gift for every occasion, whether you need to tell someone “Happy birthday” or “Get well soon.” Send someone a beautiful flower arrangement or gift basket, and make their day.
Union members save 25% on all Teleflora flowers and GiftTree gift baskets. Your discount will be automatically applied at checkout. Promotion code: BAAUP25
Your discount should be applied automatically. If you encounter any issues accessing your discount, simply type BAAUP25 in the Promotion Code box during checkout.
Your union discount includes:
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25% discount on flowers & gifts per order
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Same-day flower delivery service (If ordered before 2 p.m. Monday-Friday or 12 p.m. Saturday or Sunday in recipient's time zone)
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Unconditional 100% satisfaction guarantee on a wide selection of expertly designed flower arrangements, gifts, green and blooming plants and wreaths
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International service (with three-day delivery guarantee; orders for delivery outside the U.S. and Canada taken by phone only.)
You can get the best bouquet for your buck, just order the Deal of the Day. Let expert florists handpick the freshest, most beautiful flowers to create one-of-a-kind arrangements, all at an affordable price.
Your questions, answered.
Union Plus Discount Flower Delivery is available in the United States.
To be eligible, you must be:
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Dues-paying labor union members of participating unions
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Retired labor union members
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Widows/widowers of union members
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Children, spouse and domestic partners are eligible
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Union Plus credit cardholders
To order flowers and gifts by phone, call 888-667-7779 and reference discount code BAAUP25.
If you need help, contact Teleflora at:
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Phone: 888-667-7779
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Already have a Teleflora account? Log in to your Teleflora account.
It is good to know that Union Plus has negotiated rates with discounts giving union members the best bang for our buck.
Union Plus provides great opportunities and huge discounts! Who doesn't love discounts?
What I’m so impressed by is the fact that Union Plus is providing benefits for and actually caring about hard working Americans.
Save 25% when you send someone a beautiful flower arrangement or gift basket.