IUPA

Protect your four-legged friend with a Union Plus Pet Insurance plan, powered by Pets Best.

To note: pre-existing conditions are not covered. 

*Select a plan that reimburses 70%, 80%, or 90% of the cost of eligible veterinary treatment. Limited to covered expenses.

¹5% Group Discount plus 5% Weblink Discount applies to BestBenefit plans; Group Discount not available in AK, HI, or TN; Weblink Discount applies to first policy term only; not available in AK, FL, HI, or TN. Additional 5% discount applied if insuring more than one pet. Maximum allowable discount is 12%.

²Accident Only plan is $7/month for cats and $10/month for dogs in Washington state.

Pet insurance coverage is offered and administered by Pets Best Insurance Services, LLC and is underwritten by American Pet Insurance Company, a New York insurance company. Please visit www.americanpetinsurance.com to review all available pet health insurance products.

Union Plus Life Insurance is underwritten by Hartford Life and Accident Insurance Company.

Why union members need life insurance

Nobody wants to think about life insurance, but not being prepared can put your family in financial risk. Watch this video to learn more.

Union Plus Life Insurance is underwritten by Hartford Life and Accident Insurance Company. 

The Hartford® is The Hartford Financial Services Group, Inc., and its subsidiaries, including issuing company Hartford Life and Accident Insurance Company. Home Office is Hartford, CT 06155.  All benefits are subject to the terms and conditions of the policy. 

Policies underwritten by the issuing company listed above detail exclusions, limitations, reduction of benefits and terms under which the policies may be continued in force or discontinued. Coverage may not be available in all states. 

LI082020

Union Plus Accident Insurance is underwritten by Hartford Life and Accident Insurance Company. 

Why you need accidental death insurance

Nobody wants to think about accidental death insurance, but not being prepared can put your family in financial risk. Watch this video to learn more.

Union Plus Accident Insurance is underwritten by Hartford Life and Accident Insurance Company. 
 
The Hartford® is The Hartford Financial Services Group, Inc., and its subsidiaries, including issuing company Hartford Life and Accident Insurance Company. Home Office is Hartford, CT 06155. All benefits are subject to the terms and conditions of the policy. 

Policies underwritten by the issuing company listed above detail exclusions, limitations, reduction of benefits and terms under which the policies may be continued in force or discontinued. Coverage may not be available in all states.

AI082020

How retiree health insurance works for union members

Many union members and retirees with Original Medicare (Part A and Part B) coverage are looking for additional insurance to help limit out-of-pocket costs.
 

Union Plus has partnered with eHealth, a licensed health insurance agency  to help you navigate your Medicare Plan options and choose the right Medicare plan for you and your spouse, based on your budget and needs. eHealth can provide information about many different insurance companies and Medicare plans at no additional cost to you with no obligation to enroll. 

Union members, retirees and their families can now easily search and shop for Medicare plans using eHealth’s recommendation tool or by speaking to an eHealth licensed insurance agent. You have the option to find plans in your area online, compare plans and select one based on monthly premium, annual deductible, as well as copayments and coinsurance for various services.

Plans are insured or covered by a Medicare Advantage organization with a Medicare contract and/or a Medicare approved Part D sponsor. Enrollment in the plan depends on the plan's contract renewal with Medicare.

Enrollment in the plan depends on the plan’s contract renewal with Medicare. UnitedHealthcare Insurance Company pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP and its affiliates are not insurers. You do not need to be an AARP member to enroll.

AARP encourages you to consider your needs when selecting products and does not make specific product recommendations for individuals. AARP does not employ or endorse agents, producers or brokers.

Nondiscrimination Notice
The plans we represent do not discriminate on the basis of race, color, national origin, age, disability, or sex. To learn more about a plan’s nondiscrimination policy, please select the applicable insurance carrier below.

• Aetna Nondiscrimination Notice 

• Humana Nondiscrimination Notice 

• UnitedHealthcare Nondiscrimination Notice 

This website and its contents are for informational purposes only. Nothing on the website should ever be used as a substitute for professional medical advice. You should always consult with your medical provider regarding diagnosis or treatment for a health condition, including decisions about the correct medication for your condition, as well as prior to undertaking any specific exercise or dietary routine.
 

Humana
Humana is a Medicare Advantage (HMO, PPO and PFFS) organization and a stand-alone prescription drug plan with a Medicare contract. Enrollment in any Humana plan depends on contract renewal. Humana is also a Coordinated Care plan with a Medicare contract and a contract with the [state] Medicaid program. Enrollment in this Humana plan depends on contract renewal.

Humana - Plan Formulary may change at any time. You will receive notice when necessary.

Aetna
MAPD and PDP Products
Aetna Medicare is a PDP, HMO, PPO plan with a Medicare contract. Our SNPs also have contracts with State Medicaid programs. Enrollment in our plans depends on contract renewal.

UnitedHealthcare for AARP®
UnitedHealthcare® Medicare Advantage Plans
Special Needs Plans
MAPD-PPO/HMO/PFFS MAPD-PPO/HMO Products
Plans are insured through UnitedHealthcare Insurance Company or one of its affiliated companies, a Medicare Advantage organization with a Medicare contract. Enrollment in the plan depends on the plan’s contract renewal with Medicare.

UnitedHealthcare
The Villages MedicareComplete is insured through UnitedHealthcare Insurance Company or one of its affiliated companies (UnitedHealthcare), a Medicare Advantage organization with a Medicare contract. Enrollment in the plan depends on the plan's contract renewal with Medicare.

Plans are insured through UnitedHealthcare Insurance Company or one of its affiliated companies, a Medicare Advantage organization with a Medicare contract and a contract with the State Medicaid Program. Enrollment in the plan depends on the plan's contract renewal with Medicare.

UnitedHealthCare for AARP Medicare Rx Walgreens Plans
and UnitedHealthCare for AARP® Medicare Rx Plans
PDP Products
Plans are insured through UnitedHealthcare Insurance Company or one of its affiliated companies, a Medicare-approved Part D sponsor. Enrollment in the plan depends on the plan’s contract renewal with Medicare.

MULTIPLAN_181218_SMB27 

VSP Vision Care is committed to the well-being of over 88 million members worldwide, delivering greater access to high-quality and cost-effective eye care.

¹Comparison based on national average for comprehensive eye exams and most commonly purchased brands. This number represents typical savings for VSP members when they see a VSP network doctor.

²Extra $20 to spend is in addition to your allowance. Check your frame coverage section in My Benefits at vsp.com to see if this offer applies.

VSP is a registered trademark, and the VSP Individual Vision Plans logo is a trademark of Vision Service Plan.

Careington Dental Discount Plans is one of the largest national dental networks in the health industry, providing more than 15 million members with access to discounted dental products and services.

THIS PLAN IS NOT INSURANCE  and is not intended to replace health insurance.  

This plan does not meet the minimum creditable coverage requirements under M.G.L. c.111M and 956 CMR 5.00. 
 
This plan is not a Qualified Health Plan under the Affordable Care Act. This is not a Medicare prescription drug plan. The range of discounts will vary depending on the type of provider and service. The plan does not pay providers directly. Plan members must pay for all services but will receive a discount from participating providers. The list of participating providers is at  Union Plus Discount Dental Plan. 

A written list of participating providers is available upon request. You may cancel within the first 30 days after effective date or receipt of membership materials (whichever is later) and receive a full refund, less a nominal processing fee (nominal fee for MD residents is $5, AR and TN residents will be refunded processing fee). Discount Plan Organization and administrator: Careington International Corporation, 7400 Gaylord Parkway, Frisco, TX 75034; phone 800-441-0380. 
 
This plan is not available in Vermont or Washington. 

Union Plus has partnered with WellCardRx to give union members and their families access to huge savings on the brand name and generic prescription drugs they need. 

This is Not Insurance. It is a discount medical program. It does not replace COBRA or any other medical insurance program nor is it a Medicare Part D prescription drug plan. Cardholders are responsible for paying the discounted cost at the time of service from participating providers. The DMPO does make available a list of all program providers which includes their name, city and state, and medical specialty prior to purchase, upon request. WellCardRx is FREE. The discount plan organization is Access One Consumer Health, Inc., (not affiliated with AccessOne Medcard), 84 Villa Road, Greenville, SC, 29615, www.accessonedmpo.com. 

This program is not available to residents of Montana, but may be used at participating Montana providers. Other state residents: visit www.WellCardRx.com/UnionPlus for full disclosure. 

Please note: 

• Discount cannot be applied at the rental counter; it must be applied at the time of the online or over-the-phone reservation. 

• Discount cannot be combined with any other discounted rate or promotional offer. 

• Discount applies to truck rental only. Taxes, surcharges, refueling, moving supplies and optional items are extra. 

* Discounts are valid for interstate moving services provided by northAmerican Van Lines. Void if members contact northAmerican Van Lines directly without qualifying for member discounts through the dedicated Union Plus member portal. Discounts cannot be combined with any other savings or coupon offer.

**Per diem is only paid on shipments weighing 5,000 pounds or more.

Union members can earn significant cash back rewards after closing when you use one of SIRVA’s referred real estate agents to buy or sell your home.

*Certain state restrictions apply to the real estate cash back program. To qualify for cash back reward (in cash back states), you must use a SIRVA-referred real estate agent. Program designed as a referral service to provide you the opportunity to select a real estate agent to meet your needs. You must evaluate the brokers, agents and their services and make selections and decisions based upon your best judgment, interest, priorities and concerns. Call 800-284-9756 or visit www.UP-RealEstateRewards.com for important program details and state restrictions. 

The minimum home value required for cash back or reduced commission is $75,000. There is  no monetary reward  for members, who use the program to buy a home, in non-cash back states. You must use a program-referred real estate agent in order to qualify for the cash back reward. 

**Based on total cash awarded from 1/1/19 to 12/31/19. 

SIRVA is an independent provider of services. Union Plus is not affiliated with SIRVA and does not manage SIRVA or its programs.  SIRVA is paying Union Plus for advertising services including dissemination of information about SIRVA and its programs to participating unions and their members as well as participation in Union Plus events and programs.   

No referral, recommendation, service representation or exclusivity requirement is intended by the Union Plus’s mention or dissemination of the SIRVA name and delivery of this information to participating union members. 

It is important that you evaluate the information provided and make decisions based upon your own best interest, priorities, and concerns.