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Union Plus Scholarships

Apply for a scholarship just for union families

Union Plus Scholarships help union families with the cost of college.

2021 application is now closed. Awards will be announced the first week of June.

2022 application will be available in mid-June.

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Nearly $5 million in scholarships awarded to union families
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Since 1991, the Union Plus Scholarship Program has awarded more than $4.8 million to students of working families who want to begin or continue their post-secondary education. More than 3,200 families have benefited from our commitment to higher education.

The Union Plus Scholarship Program is offered through the Union Plus Education Foundation, supported in part by contributions from the provider of the  Union Plus Credit Card.  (You do not need to be a Union Plus Credit Card holder to apply for this scholarship.)

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Meet the latest scholarship recipients
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The Union Plus Scholarship awards are presented annually to union members or members of their families who want to begin or continue their post-secondary education. In 2020, 215 union members and union family members were awarded $300,000 in Union Plus Scholarships, ranging from $750 to $4,000.

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How the Union Plus Scholarship Program works 

Eligibility 

Current and retired members of participating unions, their spouses and their dependent children (as defined by IRS regulations). At least one year of continuous union membership by the applicant, applicant's spouse or parent (if applicant is a dependent). The one-year membership minimum must be satisfied by May 31 of the scholarship year. See more details on eligibility in the tab below. 

Evaluation Criteria 

This is a competitive scholarship. Applicants are evaluated according to academic ability, social awareness, financial need and appreciation of labor. A GPA of 3.0 or higher is recommended. The required essays can account for up to half your total score. Scholarship applicants are judged by a committee of impartial post-secondary educators 

Application Timeline 

Applications are available starting in mid-June, and a complete application must be received on or before 12:00 p.m. (Noon) Eastern Standard Time on January 31st of the scholarship year. Applications received after this deadline will not be considered. 

Scholarship Award Amounts 

Amounts range from $500 to $4,000. These one-time cash awards are for study beginning in the Fall of 2021. Students may re-apply each year.

Isaiah's Award

Isaiah's Award was created to honor the exceptional life of Isaiah C., a beloved child, fostered and adopted by a current, long-time employee of Union Plus.  Isaiah was a smart, talented, spiritual, generous and kind young man. It is our wish that his gentle spirit live on, in part, through this namesake scholarship.

Applicants for Isaiah's Award must have a special connection to the foster care system, and will be asked in their application to describe their personal, employment, volunteer experiences, or career goals related to the foster care system. 

Award Date 

The Scholarship Committee will determine recipients of scholarship awards by May 31 each year. During the first week of June award recipients will be individually notified by mail, and all applicants will be sent an email with notification that the award list is posted.  Please note that due to the volume of applications we cannot provide any information on the status of an application before award announcements are made. 

Outstanding Scholarship Recipients 

The students selected for university, college, trade or technical school scholarships represent a wide sampling of backgrounds, union affiliations, goals and accomplishments. The selection process is very competitive since we receive over thousands of applications each year. 

The Union Plus Education Foundation 

The Union Plus Education Foundation has awarded more than $4.8 million in scholarships to students of union families. Over 3,200 union families have benefited from our commitment to higher education. 

With the help of donations from union supporters, the Foundation can help even more union families attain their education goals. Learn more about the  Union Plus Education Foundation

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Your questions, answered.

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What is the deadline to apply?
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Your application must be complete and received by 12:00 p.m. (noon, ET) on Sunday, January 31, 2021.

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Who is eligible to apply?
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Current and retired members of unions that participate in any Union Plus program, their spouses and their dependent children (as defined by IRS regulations) can apply for a Union Plus Scholarship. Grandchildren are not eligible unless a legal dependent (as defined by IRS regulations). At least one year of continuous union membership by the applicant, applicant's spouse or parent (if applicant is a dependent). The one year membership minimum must be satisfied by May 31, 2021.

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I am not sure if my union is eligible, how can I check?
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A list of eligible unions is provided in a drop-down menu in the Union Information section of the scholarship application. You might also ask your local union representative or visit your local or national union’s website to check if they offer Union Plus benefits. Also, a list of eligible unions is available in the drop-down menu when you create an account on the Union Plus website.

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Do I have to participate in a Union Plus program to be eligible?
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No, you do not have to purchase any Union Plus product or participate in any Union Plus program to be eligible.

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What years of study are covered?
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The scholarship applies to any year of study, from the freshman year of college through the last year of graduate school, including law school and medical school. The applicant must be accepted into a U.S. accredited post-secondary school at the time the award is issued.

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What types of schools are covered?
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U.S. accredited colleges and universities, including undergraduate and graduate schools, community colleges, trade and technical schools.

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Are there geographic restrictions?
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Union members (and family members) from the U.S., Puerto Rico, Guam, the U.S. Virgin Islands and Canada are eligible. Awards apply only to those attending a U.S. accredited college, university, trade or technical school.

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What do I need to include to complete the scholarship application?
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Information and requirements include:

  • One letter of reference from a teacher or other adult who is familiar with your achievements and abilities. We encourage applicants to obtain and submit their letter of reference on their own. However, if your reference requires that the letter remain confidential, you have an option to nominate your reference so the letter may be submitted confidentially. (The application will request that you to send an email to your reference, who will be instructed on how to confidentially attach their letter.) The letter must be in Word (.doc/.docx); Adobe (.pdf); JPEG (.jpeg, .jpg); PNG (.png).
  • Two required essays of approximately 350 words each.
    1. What challenges has the Covid-19 pandemic presented for you and your family? What did you learn about yourself trying to overcome these challenges?
    2. Describe your relationship with the union and the labor movement, in what ways has it personally affected your life and your family's life?
  • Union information. National or international union name, local union number, local union's address, phone number and the name of the local union President or Business Manager. You need this information for your union, your spouse's union or your parent's union (if you are a dependent). If you or your family members are affiliated with multiple unions you must list this information for all.
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I am not a union member and I don’t know how to answer the essay question.
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Submit an essay of approximately 350 words describing your relationship with the union and the labor movement. In what ways has it personally affected your life and your family’s life?

Refer to the following advice listed in the Essay section: Because this is a union scholarship, we are looking for your own knowledge of unions and the labor movement. Although it may be included, please do not simply recite typical labor history. Write about personal stories and experiences. Many applicants may not be union members but are the children or spouses of union members. Talk with union family members (parents, spouses, grandparents, etc.) and ask them about their experiences in the union. Relate personal stories and experiences on how being in a union has made a difference in their life and your life.

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Do you have hard copies of this application?
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No, you can only apply for the Union Plus Scholarship using this online form.

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My teacher/reference needs the letter of reference to be submitted confidentially, how can I do this?
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In the application’s Reference Letter section there is detailed explanation of how to nominate a third party to submit the letter of reference confidentially.

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What is the scholarship award evaluation criteria?
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  • This is a competitive scholarship, and applicants are evaluated according to academic ability, social awareness, financial need and appreciation of labor. A GPA of 3.0 or higher is recommended.
  • Applicants are evaluated according to academic ability, social awareness, financial need and appreciation of labor.
  • The required essays can account for up to half your total score. 
  • Scholarship applicants are judged by a committee of impartial post-secondary educators.
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What time period does the award cover?
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Awards are issued in June of 2021 and apply to the 2021 - 2022 school year. The applicant must be accepted into an accredited college or university, community college or recognized technical or trade school at the time the award is issued.

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What are the scholarship award amounts?
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Amounts range from $500 to $4,000. These one-time cash awards are for study beginning in the fall of 2021. Students may re-apply each year.

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Is the scholarship renewable?
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No, these are one-time awards. But each year you may re-apply and you might be selected to receive another award.

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Will I be notified about the status of my application?
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When you successfully submit your application you'll get a screen message confirming your application was received. Due to the volume of applications, we cannot provide any information on the status of an application before the award announcements are made during the first week of June 2021. All applicants will be notified by email when the award list is posted at the Union Plus website by mid-June.

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When and how are the scholarship awards announced?
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Awards are announced by mail the first week of June 2021. Award recipients who do not respond are then contacted by phone. All applicants will be notified by email when the award list is posted at unionplus.org/scholarships by mid-June 2021. Please note that due to the volume of applications we cannot provide any information on the status of an application before award announcements are made.

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Who offers the Union Plus Scholarship?
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The Union Plus Scholarship is offered by the Union Plus Education Foundation, with funding from Capital One N.A., the provider of the Union Plus Credit Card. (Note, you do not need to be a Union Plus card holder to be eligible to apply). Union Plus is the branded name of benefits offered by Union Privilege. Union Privilege is the organization behind the Union Plus programs. The AFL-CIO created Union Privilege in 1986 to provide union members and their families with valuable consumer benefits. By using the collective buying power of unions, we are able to offer valuable, discounted products and services exclusively to working families.

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Need help? 

If you have questions about the Union Plus Scholarship program, send an email to  scholarships@unionplus.org

 If you have started an application, be sure to check the FAQ button in the dashboard of your application.

If you are having trouble logging into your Scholarship application, click on the Forgot Password link on the Scholarship website's login page  to reset your password. 

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In the past year, I have truly come to appreciate the power of collective bargaining and the incredible force of the labor movement, and I will never forget the influence it has had on my family.

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Claire H.
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Child of IBEW Local 816 Member
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What I’m so impressed by is the fact that Union Plus is providing benefits for and actually caring about hard-working Americans.

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Ready to apply?

Click the button below to start your application for a 2021 Union Plus Scholarship. You must complete your application by January 31 to be eligible.

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To receive mobile text alerts about education-related deadlines and information, text STUDENT to 22555* 

*Msg&Data Rates May Apply. Reply STOP to opt-out. We'll txt you approx. 1x/mo. Terms & Conditions/Privacy Policy. Reply HELP or contact help@unionplus.org for help. 

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Union Plus Scholarships help union families with the cost of college.  

AT&T

Save money every month on your phone bill

We've got the wireless savings for your family's needs. Visit your nearest AT&T store and show proof of union membership. See complete details on coupon.

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AT&T
The name you trust, the wireless service you need with the discounts union members deserve.

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Ready to save on unlimited? We thought so!
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Union members can save up to $10/month savings per line on AT&T Unlimited EliteSM with AT&T Signature Program.

After 100 GB, AT&T may temporarily slow data speeds if the network is busy.

*Requires proof of eligibility. Credit(s) within 2 bill cycles. $10/mo. per phone line discount applies only to phone lines 1-5. Any additional phone lines added over 5 and up to max of 10 reduces all phone line (including lines 1-5) discounts to $5/mo. per phone line. Eligibility requirements & other restrictions apply. See below for details.

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Wireless benefits that work as hard as you do
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Save money every month
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Get discounts on qualified AT&T wireless plans.

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No activation fee
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When you order a phone, tablet or smartwatch, your activation fees are waived!

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Accessory discounts
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Save 20% on eligible accessories.

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Enroll today to get your AT&T discounts
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Enroll Online
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Sign in to your union account to verify your membership here.

New AT&T Customers: You'll be linked back to att.com and automatically enrolled after your online purchase.

Existing AT&T Customers: You'll be able to enroll and can start enjoying benefits.

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Enroll In an AT&T Store
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  1. Visit your nearest AT&T store or authorized AT&T retailer. Find a store below. 
  2. Show your union ID, Union Plus coupon or proof of union membership and mention code 3508840 to an in-store expert.
  3. They will help you enroll and answer your questions.
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Who is eligible?
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The AT&T wireless discounts through Union Plus are only available to union members and retirees of qualified AFL-CIO member unions in the United States.  If you are not a union member, you are not eligible to enroll in the discount program. Family members, including children, spouses, domestic partners, parents and other family (aunts, uncles, grandparents, etc.) may benefit from the discount under the union member’s Mobile Share plan.  Current AT&T customers are eligible to switch plans to receive the Union Plus AT&T discounts.

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What information do I need to provide?
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Union identification is required. 

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I’m already an AT&T customer. Can I still get the discount?
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Current AT&T customers can enroll in the AT&T discount program through Union Plus at any time. You can enroll online or in-store with valid proof of union membership. Be sure to reference Union Plus discount code 3508840 to ensure you get the discount.

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Can I transfer my number from another provider?
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The 15% AT&T wireless discount is only available through AT&T, the only nationwide unionized wireless provider. You can switch to AT&T online or in-store with valid proof of union membership to get AT&T wireless benefits for union members. Be sure to reference Union Plus discount code 3508840 to ensure you get the discount.

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Where can I find an AT&T store near me?
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To find an official AT&T store near you, visit the  AT&T store locator.

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Is there a rebate offer tied to this benefit program?
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Yes! Union members may be eligible for up to $250 in rebates with the AT&T Wireless Rebate offer from Union Plus. Visit this page for more information.

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Need help?

Contact the Union Plus Member Advocacy Program at 800-472-2005 (8:30 a.m. - 4:30 p.m. ET, weekdays).

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Being a union member pays off! We’re saving big bucks every month on our cellular phone bill.

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Janet L.
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AFT Member
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We get 15 percent off because of Union Plus, and then there are the rebates. You can’t go wrong.

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Ireland W.
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It’s easy to sign up and it saves money.

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AT&T SIGNATURE PROGRAM DISCOUNTS: Available to qualified employees, students & other authorized individuals associated with eligible companies, universities & other sponsoring organizations with a qualifying service agreement (Business Agreement). Must validate eligible online or provide valid employee badge/paystub, student ID, or other approved proof of eligibility in authorized retail store & subscribe to service under an individual responsibility account for which the qualifying individual is personally liable. Discount subject to Business Agreement & may be interrupted, changed, or discontinued without notice. Additional restrictions apply. Credits/Discounts: Start w/in 2 bill cycles after service activation & eligibility confirmed. Applied after application of any available credit. Service discount: Req’s AT&T Unlimited Elite plan. $10 discount applied after the application of any available Autopay, paperless bill, only on phone lines 1 – 5. Any additional phone lines added over 5 and up to max of 10 reduces all phone line (including lines 1-5) discounts to $5/mo. per phone line. May not be stackable w/other offers, credits or discounts. Exclusions: Military, Veterans, First Responders, Massachusetts Public Sector Employees, AT&T employees, FirstNet Customers, EMO, IMO and FirstNet customers. May not be combinable with other select offers or promotions.

AT&T UNLIMITED ELITE SM PLAN: All AT&T wireless services subject to terms and conditions in the Wireless Customer Agreement (att.com/wca). Advertised monthly price includes monthly plan charge for talk, text and data & monthly per-line smartphone access charge for access to such services. Other Device Monthly Charges: ($20 per tablet, camera, or connected car; $25 per Harman Spark; $10 per wearable. OTHER RESTRICTIONS & FEES: Activation/upgrade fee per line (up to $45) & deposit may apply. AutoPay & Paperless Bill Discount: Monthly discount $10 per phone line when active & enrolled in both. AT&T employees, retirees & IMO consumers are not eligible for the AutoPay and Paperless bill discount. Discount starts w/in 2 bill cycles. Pay full plan cost until discount starts. UNLIMITED DATA: For use in the United States (the “Domestic Coverage Area” or “DCA”), Mexico and Canada. DATA RESTRICTIONS: After 100 GB of data usage on a line in a bill cycle, for the remainder of the cycle AT&T may temporarily slow data speeds on that line if the network is busy. 2G Off net data speeds may apply. All AT&T service is subject to AT&T network management policies. See att.com/broadbandinfo for details. 5G SERVICE: Requires a compatible 5G device. 5G service is not available everywhere. See att.com/5Gforyou for details. VIDEO STREAMING: Includes Stream Saver feature which allows you to stream higher definition video in Standard Definition on compatible devices (unless video provider has opted out). Stream Saver will not recognize all video content. Ability to stream and video resolution may vary and be affected by other factors. To enjoy access to High Definition video on compatible devices and when available, you can turn it off or back on at any time at att.com/myatt or call 611. Restrictions apply. Details at att.com/streamsaver. MOBILE HOTSPOT: Requires compatible device. Includes up to 30GB per line per month. After 30GB, mobile hotspot speed slowed to max of 128Kbps for the rest of bill cycle except Connected Cars (in car Wi-Fi/vehicle wi-fi hotspots). After this, mobile hotspot data usage, including Sponsored Data, will be impacted and not fully functional. ADVANCED MOBILE SECURITY: Compatible device required. You must download the AT&T Mobile Security app and AT&T Call Protect app and accept the terms and conditions for each before the services will go into effect. Data rates may apply. Details at www.att.com/securitycallprotect. UNLIMITED TALK: Phones only. Includes calls w/in and between DCA, Mexico & Canada. You may be charged for calls to special or premium service numbers and calls to other countries. For rates, see att.com/worldconnect. UNLIMITED TEXT: Compatible phone and rate plan required. Includes unlimited messages up to 1MB in size within and from DCA, Mexico and Canada. For texting to other countries, see att.com/text2world. Messages sent through applications may incur data or other charges. Advanced Messaging: Not available for use in Mexico and Canada. Other restrictions apply & can be found at att.com/advancedmessaging. LIMITS: Select devices only (sold separately). Max 10 devices/plan. AT&T Wireless Internet, select Wireless Home Phone devices, dedicated mobile hotspot devices, and select laptop air cards are not eligible for these plans. These plans may not be eligible for additional discounts, including but not limited to Signature discounts. AT&T employees & retirees may not be eligible for certain benefits, offers, and discounts associated with these plans. ADDITIONAL MONTHLY FEES & TAXES: Apply per line & include Regulatory Cost Recovery Fee (up to $1.50), Administrative Fee ($1.99) & other fees which are not government-required surcharges as well as taxes.

Additional one-time Fees may apply. See att.com/mobilityfees for more details.

HBO MAX: Access HBO Max through HBO Max app on compatible device (sold separately) or on hbomax.com using compatible browser with your AT&T log-in credentials. Data rates may apply for app download/usage. New AT&T customers: visit att.com/myatt to create your account and obtain log-in credentials. Use of HBO Max is subject to its own terms and conditions, see hbomax.com/terms-of-use for details. If you have residential DIRECTV (excluding Puerto Rico), AT&T TV, U-Verse TV or AT&T TV NOW, HBO channels and HBO On Demand will also be added on that TV platform. May be billed and then credited (excluding PREMIER package on AT&T TV and AT&T TV NOW) on that TV platform within 2 bills. Programming and content subj. to change and benefit may be modified, discontinued or terminated at any time without notice. LOST ELIGIBILITY: Upon cancellation of eligible wireless plan you may lose access to HBO Max. LIMITS: Access to one HBO Max account per AT&T account holder. May not be stackable w/other offers, credits or discounts. AT&T employees and retirees are not eligible for the HBO Max Add-on offer. To learn more, visit att.com/hbomax. HBO Max is only accessible in the U.S. and certain U.S. territories where a high-speed broadband connection is available. Minimum 3G connection is required for viewing on mobile devices. HBO MAX is used under license.

WAIVED ACTIVATION FEE: Available to qualified employees, students and other authorized individuals associated with eligible Sponsoring Organizations with a qualified Business Agreement. Requires valid proof of eligibility. Qualified individual must subscribe to service under an account for which he/she is personally liable. Offer is subject to the Business Agreement and may be interrupted, changed and/or discontinued without notice. Applicable to select activations only. Additional restrictions apply. If you have a question about your eligibility, contact your Sponsoring Organization or visit a store or contact AT&T for offer details.

20% Accessory Discount: Applies only to select accessories described in the Business Agreement, or as otherwise determined by AT&T from time to time, which may include batteries, chargers, ear buds, cases and/or other supplementary parts for use with wireless devices. Ask AT&T representative for current selection. Additional restrictions apply. Visit a store or contact AT&T at 855.682.9401 for details.

MOBILE SHARE PLUS PLANS: Prices are for service only and include monthly plan charge for talk, text and data and a per device monthly access charge for access to such services. Other monthly charges are extra. Access Charges: For each device on your plan, a monthly access charge of $10 to $40 also applies. Single Line: Plan is for one phone line only and monthly plan charge is $40 for 3 GB or $50 for 9GB before discounts. Device monthly access charge is extra. Multi-Line: Plan is for 2 to 10 lines and monthly plan charge is $60 for 3GB and $80 for 9GB. Per device monthly access charges are extra. Single Phone Line Discount: Monthly $20 (3GB plan) or $30 (9GB plan) discount applied to your plan charge if you have only one phone line on a multi-line plan. Discount starts w/in 2 bill cycles. AutoPay & Paperless Bill (ABP) Discount: $10 per month discount for one or fewer phone lines; $20 per month for two or more phone lines. Requires being active & enrolled in both paperless billing & AutoPay. Discount starts w/in 2 bill cycles. Employees and retirees are not eligible for ABP Discount. Eligibility: Consumers only. Other Mobile Share plans may have been retired. If on a retired Mobile Share plan, you may upgrade and add or remove lines. If you want to change your high-speed data allotment, you must pick from a currently available plan. Devices: Limit 10 per plan (sold separately). Data: For use in the United States, Puerto Rico and the U.S. Virgin Islands (the “Domestic Coverage Area” or “DCA”) and in Mexico. Additional or promotional data may not be available for use outside the DCA. Video Streaming: For content we can identify as video, speed will be limited to Standard Definition quality. If two or more tethered devices are watching video from the same source at the same time, we may identify it as a single video and slow the speeds collectively to a max of 1.5 Mbps, which may impair your ability to watch video on these tethered devices. You can pause video on all but one of the tethered devices or watch from different sources to resolve this issue. Other restrictions apply. Overage Charges and Data Speeds: No charge for overage. However, after all your high-speed data allotments are used, all data usage is slowed to a max of 128 Kbps for the rest of the bill cycle. During that period, you will have basic data use for viewing a web page or checking email. Audio and video streaming, apps and services, picture and video messaging, as well as other data usage, including usage of data that is sponsored, will be impacted and may not be fully functional. Tethering and Mobile Hotspot: use for up to five (5) simultaneous devices. Tethering requires compatible device. Restrict Usage: Authorized users on the account may temporarily suspend data access for each device on the plan. Data access will be restored at the beginning of the next billing cycle. Monthly charges continue to apply. Rollover Data: Unused data from the monthly plan allowance rounds up to the nearest MB and carries over for one billing period. Rollover Data automatically expires after one billing period or with any plan change (such as changing data amounts or termination). Rollover Data is used after your monthly plan allowance. Rollover Data is not redeemable for cash or credit and is not transferable. UNLIMITED TALK: For phones only. Includes unlimited calls within the DCA and within Mexico). (see Wireless Customer Agreement at att.com/wca. Unlimited Talk to Mexico: For phones only. Includes unlimited International Long Distance (ILD) calling from the DCA to Mexico only. You may be charged for calls to special or premium service numbers. Calls to Other Countries: Select plans also allow calling from the DCA and/or Mexico to countries other than Mexico. Per minute pay-per-use rates apply unless an ILD service package is added to the line placing such calls. Rates subject to change without notice. For rates, see att.com/worldconnect. UNLIMITED TEXT: Standard Messaging – For phones only. Requires compatible device. Includes unlimited number of messages up to 1MB in size within and from the DCA and within Mexico to more than 190 countries for text messages and 120 countries for picture and video messages. AT&T may add, change, and remove included countries at its discretion without notice. Messages sent through applications may incur data or other charges. Visit att.com/text2world for details. Advanced Messaging – For customers with Advanced Messaging capable devices only. Both sender and recipient(s) must be AT&T postpaid wireless customers with HD Voice accounts, and both must have their devices turned on and be within AT&T’s owned and operated DCA only (third party coverage and use in Mexico are excluded). Includes unlimited number of messages up to 10MB in size. Additional restr’s apply and can be found at att.com/advancedmessaging. Wireless Internet: May be added to the 9GB plan for $30 access charge. AT&T Wireless Internet is a wireless voice service (Commercial Mobile Radio Service or CMRS) & mobile broadband Internet access service. Messaging excluded. For emergency calls, provide location to 911 operator. Devices have backup battery but landline equip. with separate power will not place/receive calls (including 911) during outage. Not compatible with landline dependent services like medical alert monitoring systems. Other compatibility limitations apply. For AT&T Wireless Internet details visit att.com/wirelessinternet. Connected Devices: Includes eligible connected vehicles, wearables, cases, connected wearables and other select devices. Connected Wearables: Is a wireless phone designed to be worn that is capable of making/receiving calls without being connected to another wireless device. For a list of devices visit att.com/wearableslist. Mexico Service Restrictions: Plan usage not available in Mexico on Wireless Internet & Connected Devices. Pay-per-use roaming rates will apply on these devices. Plan usage or roaming in Mexico not avail. On connected vehicles. More Details: See att.com/mobilesharePlus or a store for more plan information.

All offers, programming, promotions, pricing, terms, restrictions & conditions subject to change & may be modified, discontinued, or terminated at any time without notice.

©2020 AT&T Intellectual Property. All rights reserved. AT&T, the AT&T logo, all other AT&T marks contained herein are trademarks of AT&T Intellectual Property and/or AT&T affiliated companies.

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Choose a wireless discount plan that will save you money every month on your phone bill.

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Union Plus Credit Card

The credit card made for union members

91% of cardholders surveyed recommend Union Plus Credit Cards.1 See what makes these union-backed cards work.

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Capital One is here to help cardholders who may be impacted by the COVID-19 pandemic. Learn more

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Find anything you need to know about the card that puts union strength in your pocket.
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Our 3 card options can help with everything from earning rewards to building credit with responsible use.*
Competitive rates and benefits
Take advantage of competitive interest rates, valuable Mastercard® benefits and more.
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This card has your back. Check out the benefits available to Union Plus Cardholders.
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See what union members are loving about Union Plus Credit Cards.
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Access your Union Plus Credit Card account or activate a new card in seconds.

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The Union Plus Credit Card program has 3 cards tailored to distinct needs, and all cards offer great benefits and excellent service. Choose the card for you and apply in minutes.

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Ready to enjoy competitive rates, $0 Fraud Liability protection if your card is lost or stolen3 and many more cardholder benefits? Check out all that’s available to Union Plus Cardholders.

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Hardship Grants
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Extra help for eligible cardholders.

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$0 Fraud Liability
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You’re covered if your card is lost or stolen.

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U.S.-Based Phone Service
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24/7 customer support whenever you need it.

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Wait, there’s more

The features of the Union Plus Credit Card program go beyond the card. Learn more about how you can start enjoying the powerful offerings that come with being a cardholder.

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Get support when you need it most
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From our Job Loss Grant to additional support during strikes, disability or even natural disasters, hardship help is here for you and your family in difficult times.

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Eligibility
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The Union Plus Credit Card program is available in the United States to:

  • Dues-paying labor union members of participating unions
  • Retired labor union members
  • Working America members
  • Union family members may also be eligible
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Need help?
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If you need to ask a question, resolve a problem or get help, contact us.

Need something else? The Union Plus Member Advocacy Program, staffed by OPEIU Local 2 union members, is here to resolve any problems you have with a Union Plus program.

Contact us at 800-472-2005 (8:30 a.m. – 4:30 p.m. ET, weekdays) or complete the Union Plus Feedback Form. If possible, please have the name or employee ID number for the Union Plus benefits provider staff member you spoke to.

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Certain restrictions, limitations and qualifications apply to these grants. Additional information and eligibility criteria can be obtained at UnionPlus.org/Assistance.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

1Email survey of Union Plus Credit Cardholders conducted in February 2020 by Union Plus. 6,380 responders; 5,799 answered “Yes” when asked, “Would you recommend the Union Plus Credit Card Program?”

*Credit approval required. The Union Plus Credit Cards are issued by Capital One, N.A., pursuant to a license from Mastercard International Incorporated.

3Claims are subject to investigation and verification.

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Choose the card that works best for you, whether you want to build credit with responsible card use, have low interest rates or earn cash back.

Mortgage Program

Mortgages for union families

Are you looking to purchase a home or refinance an existing mortgage? Union Plus offers homebuying benefits you can't get anywhere else.

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Finance your home with confidence
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Competitive rates 
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Get great rates on a wide range of mortgage options.

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Teamwork
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Mortgage assistance
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Hardship assistance in case of disability, lay off, lock out or strike.

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Gift rewards
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Receive exclusive gift rewards after you close.

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Two mortgage programs to choose from
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Union Plus Mortgage Company
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Union Plus Mortgage Company is a union-owned company that offers numerous loan options and convenient online service.

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  • Convenient online application and assistance by phone.
  • Union Plus Mortgage Company is union-owned* by the AFL-CIO, Union Privilege, and a group of unions. We are stronger together. 
  • Competitive rates on a wide-range of mortgage options, including conventional, FHA, and VA loans. Let us help you find the right loan.
  • $500 gift card after closing for purchasing or refinancing.
  • $250 gift card for First-Time Home Buyers.

 

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Wells Fargo Home Mortgage
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Wells Fargo Home Mortgage offers union members low down payments and a variety of financing options.

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  • My Mortgage GiftSM award from Wells Fargo after closing—$500 for buying a home or $300 for refinancing—for use at participating retailers.**
  • Choose how you want to work with a knowledgeable home mortgage consultant—either in your local area or via phone and email.
  • Home financing options to meet a variety of needs, including low down payment options, VA loans and newly constructed homes loans. 
  • Educational tools and resources to help you prepare for homeownership.
Mortgage Assistance

Both Union Plus Mortgage Programs come with the exclusive union member benefit of Mortgage Assistance. If you've had a Union Plus home mortgage for a year or more and become disabled, laid off, locked out or go on strike, you may be eligible for Union Plus Mortgage Assistance.

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Are you a veteran?
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If you’re a veteran and you purchase a primary residence, you may be eligible for a one-time grant of $1,000 from Union Plus after you close on your home purchase.

You must submit your application for a Veteran’s Grant no later than 90 days after the closing date of your Union Plus mortgage. This grant is from AFL-CIO MBF.

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Look what people are saying
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Union Plus provides great opportunities and huge discounts! Who doesn't love discounts?

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Ashley M.
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Union Member
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What I’m so impressed by is the fact that Union Plus is providing benefits for and actually caring about hard working Americans.

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Meesha T.
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AFT Member
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Union Plus Mortgage Company has a services agreement with Union Privilege in which Union Privilege receives a financial benefit for providing agreed upon services.

Union Plus Mortgage Company NMLSR 1561829

Wells Fargo

**Eligible individuals can receive the Wells Fargo My Mortgage GiftSM award approximately 6 weeks after closing on a new purchase or refinance loan secured by an eligible first mortgage or deed of trust with Wells Fargo Home Mortgage (“New Loan”), subject to qualification, approval and closing, when identifying themselves as eligible. The My Mortgage GiftSM award is not available with The Relocation Mortgage Program® or to any Wells Fargo team member. Only one My Mortgage Gift award is permitted per eligible New Loan. This award cannot be combined with any other award, discount or rebate as described in the Terms and Conditions. This award is void where prohibited, transferable, and subject to change or cancellation with no prior notice. Awards may constitute taxable income. Federal, state and local taxes, and any use of the award not otherwise specified in the Terms and Conditions (also provided at receipt of award) are the sole responsibility of the My Mortgage GiftSM recipient.

Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A.© 2019 All rights reserved. NMLSR ID 399801.

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Union Plus offers homebuying benefits you can't get anywhere else.