United Automobile, Aerospace and Agricultural Implement Workers of America
Wells Fargo Mortgage Program
Get mortgage gifts and other exclusive benefits for union members when you buy or refinance a home with Wells Fargo Home Mortgage.
Financing available for union members from Wells Fargo Home Mortgage.
Receive special benefits including a $500 My Mortgage GiftSM award from Wells Fargo Home Mortgage after closing.1
Through the program, you have access to Wells Fargo's full range of home financing programs, including your First MortgageSM, a low down payment option for both first and repeat homebuyers.
Talk to a home mortgage consultant about loan amount, type of loan, property type and homebuyer education requirements to ensure eligibility. Keep in mind that with a low down payment, mortgage insurance will be required, which increases the cost of the loan and will increase your monthly payment. We’ll explain the options available, so you can choose what works for you.
Looking to refinance? The Union Plus Mortgage program might be able to help you lower your monthly mortgage payments and/or shorten your loan term.
When you refinance and mention your eligibility as a verified union member, you'll receive a $300 My Mortgage GiftSM award from Wells Fargo Home Mortgage after closing to be used at participating retailers.1
If you’re a veteran and you purchase a primary residence, you may be eligible for a one-time grant of $1,000 from Union Plus after you close on your home purchase.
You must submit your application for a Veteran’s Grant no later than 90 days after the closing date of your Union Plus mortgage.
*This grant is from AFL-CIO MBF.
Your questions, answered.
Mortgage loans are available in the United States only and currently not available in Canada, Guam, Puerto Rico or Virgin Islands.
The Union Plus Mortgage Program is available to:
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Dues-paying labor union members of participating unions
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Retired labor union members
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Spouses, children and parents of union members
When you buy or refinance a home through the Union Plus Mortgage program and experience income loss, turn to Union Plus Mortgage Assistance. The program provides interest-free loans and grants to help you make mortgage payments when you're disabled, unemployed, locked out, or on strike.
Over the life of the Union Plus mortgage assistance program, we've provided more than $12 million in assistance to union members. Check details and eligibility for loan/grant assistance.
Note: The first $1,000 of the loan benefit is a one-per-lifetime grant that does not need to be repaid. If you qualify for the mortgage assistance program, you will also receive an additional, one-time only $1,000 grant paid directly to you.
For questions about the Union Plus mortgage assistance program, call 800-472-2005.
Need help?
If you have questions about your Union Plus Mortgage, contact:
Wells Fargo Customer Service
800-222-0238
Mon-Fri: 6 am-10 pm
Sat: 8 am-2 pm CT
We realize that sometimes you may need help with a concern about using a Union Plus program. The Union Plus Member Advocacy Program, staffed by OPEIU Local 2 members, is here to help you resolve any problems. Contact us at 800-472-2005 (8:30 a.m. - 4:30 p.m. ET, weekdays) or online.
Union Plus provides great opportunities and huge discounts! Who doesn't love discounts?
What I’m so impressed by is the fact that Union Plus is providing benefits for and actually caring about hard working Americans.
1Eligible individuals can receive the Wells Fargo My Mortgage GiftSM award approximately 6 weeks after closing on a new purchase or refinance loan secured by an eligible first mortgage or deed of trust with Wells Fargo Home Mortgage (“New Loan”), subject to qualification, approval, and closing, when identifying themselves as eligible. The My Mortgage Gift award is not available with The Relocation Mortgage Program® or to any Wells Fargo team member. Only one My Mortgage Gift award is permitted per eligible New Loan. This award cannot be combined with any other award, discount, or rebate, except as described in the Terms and Conditions. This award is void where prohibited, transferable, and subject to change or cancellation with no prior notice. Awards may constitute taxable income. Federal, state, and local taxes, and any use of the award not otherwise specified in the Terms and Conditions (also provided at receipt of award) are the sole responsibility of the My Mortgage Gift recipient Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A.© 2020 All rights reserved. NMLSR ID 399801.
Wells Fargo Home Mortgage has a services agreement with Union Privilege in which Union Privilege receives a financial benefit for providing agreed upon services. You are encouraged to shop around to ensure you are receiving the best services and the best rate for your home financing needs.
Call 1-866-802-7307 for a consultation
Union Plus Credit Card
91% of cardholders surveyed recommend Union Plus Credit Cards.1 See what makes these union-backed cards work.
Capital One is here to help cardholders who may be impacted by the COVID-19 pandemic. Learn more.
Access your Union Plus Credit Card account or activate a new card in seconds.
The Union Plus Credit Card program has 3 cards tailored to distinct needs, and all cards offer great benefits and excellent service. Choose the card for you and apply in minutes.
Ready to enjoy competitive rates, $0 Fraud Liability protection if your card is lost or stolen3 and many more cardholder benefits? Check out all that’s available to Union Plus Cardholders.
Wait, there’s more
The features of the Union Plus Credit Card program go beyond the card. Learn more about how you can start enjoying the powerful offerings that come with being a cardholder.
From our Job Loss Grant to additional support during strikes, disability or even natural disasters, hardship help is here for you and your family in difficult times.
The Union Plus Credit Card program is available in the United States to:
- Dues-paying labor union members of participating unions
- Retired labor union members
- Working America members
- Union family members may also be eligible
If you need to ask a question, resolve a problem or get help, contact us.
Need something else? The Union Plus Member Advocacy Program, staffed by OPEIU Local 2 union members, is here to resolve any problems you have with a Union Plus program.
Contact us at 800-472-2005 (8:30 a.m. – 4:30 p.m. ET, weekdays) or complete the Union Plus Feedback Form. If possible, please have the name or employee ID number for the Union Plus benefits provider staff member you spoke to.
Certain restrictions, limitations and qualifications apply to these grants. Additional information and eligibility criteria can be obtained at UnionPlus.org/Assistance.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
1Email survey of Union Plus Credit Cardholders conducted in February 2020 by Union Plus. 6,380 responders; 5,799 answered “Yes” when asked, “Would you recommend the Union Plus Credit Card Program?”
*Credit approval required. The Union Plus Credit Cards are issued by Capital One, N.A., pursuant to a license from Mastercard International Incorporated.
3Claims are subject to investigation and verification.
Choose the card that works best for you, whether you want to build credit with responsible card use, have low interest rates or earn cash back.