United Steelworkers of America
Union Plus Credit Card
91% of cardholders surveyed recommend Union Plus Credit Cards.1 See what makes these union-backed cards work.
Capital One is here to help cardholders who may be impacted by the COVID-19 pandemic. Learn more.
Access your Union Plus Credit Card account or activate a new card in seconds.
The Union Plus Credit Card program has 3 cards tailored to distinct needs, and all cards offer great benefits and excellent service. Choose the card for you and apply in minutes.
Ready to enjoy competitive rates, $0 Fraud Liability protection if your card is lost or stolen3 and many more cardholder benefits? Check out all that’s available to Union Plus Cardholders.
Wait, there’s more
The features of the Union Plus Credit Card program go beyond the card. Learn more about how you can start enjoying the powerful offerings that come with being a cardholder.
From our Job Loss Grant to additional support during strikes, disability or even natural disasters, hardship help is here for you and your family in difficult times.
The Union Plus Credit Card program is available in the United States to:
- Dues-paying labor union members of participating unions
- Retired labor union members
- Working America members
- Union family members may also be eligible
If you need to ask a question, resolve a problem or get help, contact us.
Need something else? The Union Plus Member Advocacy Program, staffed by OPEIU Local 2 union members, is here to resolve any problems you have with a Union Plus program.
Contact us at 800-472-2005 (8:30 a.m. – 4:30 p.m. ET, weekdays) or complete the Union Plus Feedback Form. If possible, please have the name or employee ID number for the Union Plus benefits provider staff member you spoke to.
Certain restrictions, limitations and qualifications apply to these grants. Additional information and eligibility criteria can be obtained at UnionPlus.org/Assistance.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
1Email survey of Union Plus Credit Cardholders conducted in February 2020 by Union Plus. 6,380 responders; 5,799 answered “Yes” when asked, “Would you recommend the Union Plus Credit Card Program?”
*Credit approval required. The Union Plus Credit Cards are issued by Capital One, N.A., pursuant to a license from Mastercard International Incorporated.
3Claims are subject to investigation and verification.
Choose the card that works best for you, whether you want to build credit with responsible card use, have low interest rates or earn cash back.
Mortgage Program
Are you looking to purchase a home or refinance an existing mortgage? Union Plus offers homebuying benefits you can't get anywhere else.
Union Plus Mortgage Company is a union-owned company that offers numerous loan options and convenient online service.
- Convenient online application and assistance by phone.
- Union Plus Mortgage Company is union-owned* by the AFL-CIO, Union Privilege, and a group of unions. We are stronger together.
- Competitive rates on a wide-range of mortgage options, including conventional, FHA, and VA loans. Let us help you find the right loan.
- $500 gift card after closing for purchasing or refinancing.
- $250 gift card for First-Time Home Buyers.
Wells Fargo Home Mortgage offers union members low down payments and a variety of financing options.
- My Mortgage GiftSM award from Wells Fargo after closing—$500 for buying a home or $300 for refinancing—for use at participating retailers.**
- Choose how you want to work with a knowledgeable home mortgage consultant—either in your local area or via phone and email.
- Home financing options to meet a variety of needs, including low down payment options, VA loans and newly constructed homes loans.
- Educational tools and resources to help you prepare for homeownership.
Both Union Plus Mortgage Programs come with the exclusive union member benefit of Mortgage Assistance. If you've had a Union Plus home mortgage for a year or more and become disabled, laid off, locked out or go on strike, you may be eligible for Union Plus Mortgage Assistance.
If you’re a veteran and you purchase a primary residence, you may be eligible for a one-time grant of $1,000 from Union Plus after you close on your home purchase.
You must submit your application for a Veteran’s Grant no later than 90 days after the closing date of your Union Plus mortgage. This grant is from AFL-CIO MBF.
Union Plus provides great opportunities and huge discounts! Who doesn't love discounts?
What I’m so impressed by is the fact that Union Plus is providing benefits for and actually caring about hard working Americans.
Union Plus Mortgage Company has a services agreement with Union Privilege in which Union Privilege receives a financial benefit for providing agreed upon services.
Union Plus Mortgage Company NMLSR 1561829
**Eligible individuals can receive the Wells Fargo My Mortgage GiftSM award approximately 6 weeks after closing on a new purchase or refinance loan secured by an eligible first mortgage or deed of trust with Wells Fargo Home Mortgage (“New Loan”), subject to qualification, approval and closing, when identifying themselves as eligible. The My Mortgage GiftSM award is not available with The Relocation Mortgage Program® or to any Wells Fargo team member. Only one My Mortgage Gift award is permitted per eligible New Loan. This award cannot be combined with any other award, discount or rebate as described in the Terms and Conditions. This award is void where prohibited, transferable, and subject to change or cancellation with no prior notice. Awards may constitute taxable income. Federal, state and local taxes, and any use of the award not otherwise specified in the Terms and Conditions (also provided at receipt of award) are the sole responsibility of the My Mortgage GiftSM recipient.
Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A.© 2019 All rights reserved. NMLSR ID 399801.
Union Plus offers homebuying benefits you can't get anywhere else.